With the end of the financial year approaching, it’s worth revisiting whether there is anything else you can do to proactively minimise your tax liabilities.

If you missed the Budget, we have a summary for you, it has been described as taking from the rich and giving to the poor.

The biggest asset for most people under the age of say 55 is their ability to earn an income. It’s easy to take this income-earning ability for granted especially when we are feeling reasonably fit and well.

Higher volatility in financial markets is being touted as the ‘new norm’. During choppy times in financial markets, investors are prone to making investment decisions based on fear.

One way to ride out the financial market volatility is Dollar Cost Averaging. This is a simple investment strategy that takes the guesswork out of the right time to invest.

Having no will, or a poorly drafted will, can have devastating financial and emotional consequences. It is therefore wise to understand what would happen to your assets if you were to die.

If you do have future financial goals, such as, retirement, buying a house, paying off your mortgage or buying a car or boat, then planning can certainly help achieve such goals in a timely and effective way.

Before you ask for your next payrise, or receive your next payrise, ask yourself “is this going to be just another insane payrise?”
So what makes for an “insane payrise”?

70% of people experience conflict around money; perhaps the other 30% just don’t talk about it. Swiss psychologist Carl Jung believes that conflict is seldom based on what we are trying to achieve, but an outcome of disagreements on what is the best way to achieve what we want?